• Much Greater Insurance Coverage — Commercial drivers have a significantly larger insurance policy than the standard licensed driver. Not only is the commercial driver insured, but the company they drive for, the truck the driver may or may not own, as well as the trailer, and cargo upon the trailer insured, and sometimes all separately to complicate matters more. It is imperative to have an experienced lawyer assist you with your case so you don’t end up settling for compensation from insurance adjusters drastically less than what you deserve.
• Damage to Property — As commercial vehicles are substantially larger than a car, a commercial vehicle accident will cause exceptionally more property damage than an accident with a car.
• Injury — As damage to property increases, so does the damage to the human body. Injuries are usually more severe, such as several broken and fractured bones compared to a few, or major brain, spinal, and back injuries that can alter an individual’s life forever.
• Medical Bills and Recovery Time — If the victim of a commercial accident is fortunate to live, they will most likely spend more time recovering in a hospital than an accident with a car. Furthermore, it will take the individual much longer to get back to work, if that’s even feasible.
• Possibility of Death — The chance of dying due to a commercial vehicle accident is remarkably higher. The Federal Motor Carrier Safety Administration (FMCSA) has stated each year approximately three thousand to five thousand people die because of a large commercial vehicle accident.
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