Were You Injured In A Lyft Accident in San Antonio, TX?
At the Hollingsworth Law Firm, our San Antonio car accident and injury attorneys know that getting hurt in a crash with a Texas Lyft driver — whether you are another motorist or a ridesharing vehicle passenger — changes the complexity of your claim.
Here, our Bexar County Lyft accident attorneys explain your legal rights and options if you are hurt in a crash involving these rideshare drivers.
Determining the Lyft Driver’s Liability
The driver may be liable if their negligence or recklessness caused the accident. This can include situations where the driver was speeding, distracted, or violated traffic laws.
Lyft drivers must carry their auto insurance on vehicles used to transport passengers.
The Texas Department of Insurance requires all vehicle owners throughout the state to carry a minimum amount of liability coverage that includes:
- $30,000 for injuries per person.
- $60,000 for injuries per accident.
- $25,000 of coverage for property damage.
If the Lyft driver is not using the Lyft app (offline), any accidents are typically the driver’s responsibility, covered by their insurance.
When is Lyft’s Liability Insurance a Factor?
There are multiple periods when Lyft’s contingent liability insurance becomes a factor in crashes when their driver is liable for the accident.
- App On, No Passenger
When the Lyft app is on, but the driver has not yet accepted a ride, Lyft provides contingent liability coverage. This coverage becomes secondary to the driver’s insurance and provides additional protection up to certain limits.
- En Route to Pickup
Once the Lyft driver accepts a ride and is en route to pick up the passenger, Lyft provides primary liability coverage. This coverage is the primary source of protection for bodily injury and property damage caused by the Lyft driver.
- Passenger(s) in the Vehicle
Once the Lyft driver has accepted a ride and is transporting a passenger, Lyft’s primary liability insurance comes into play. This insurance covers bodily injury and property damage caused by the Lyft driver, and it is the primary source of coverage during this period.
- Additional Protections
Lyft also provides uninsured/underinsured motorist coverage, which can be useful if the at-fault party in the accident lacks insurance or has insufficient coverage.
If the accident is caused by another driver not affiliated with Lyft, that driver’s insurance would typically be responsible for covering damages. In such cases, the injured parties may pursue a claim against the at-fault driver’s insurance.
At Hollingsworth Law Firm, Our San Antonio Personal Injury Attorney Also Focuses on the Following Practice Areas:
- Airplane Accidents
- Auto Accidents
- Catastrophic Injuries
- Industrial Accidents
- Maritime / Offshore Accidents
- Medical Malpractice
- Motorcycle Accidents
- Oil Rig Explosions
- Pedestrian Accidents
- Plant / Refinery Accidents
- Product Liability Accidents
- Rideshare Accidents
- Slip, Trip & Fall Incidents
- Truck Accidents
- Uber Accident
- Wrongful Death
What Should I Do If I Am Injured in a Lyft Accident in Texas?
It’s important to note that liability can be complex in Lyft accidents, and multiple insurance policies may be involved.
If you are involved in an accident with a Lyft vehicle, consider taking the following steps:
- Report the Accident: Report the accident to the police and inform Lyft about the incident.
- Document the Scene: Take photos of the accident, vehicle damage, and relevant details.
- Get Witness Information: If there are witnesses, obtain their contact information.
- Seek Medical Attention: Ensure that anyone injured receives prompt medical attention.
Consult a Skilled Lyft Accident and Injury Attorney in San Antonio, Texas
The specific accident details will significantly determine liability and the applicable insurance coverage. We can help you sort through the confusion to puruse the best outcome.
Our skilled bilingual personal injury lawyers and support staff represent clients throughout Texas on a contingency basis, so you never pay any legal fees unless we win your case.
If you are ready to fight for the compensation you deserve, so are we. Let us take the lead.