At the Hollingsworth Law Firm, our San Antonio car accident and injury attorneys know that getting hurt in a crash with a Texas Lyft driver — whether you are another motorist or a ridesharing vehicle passenger — changes the complexity of your claim.
Here, our Bexar County Lyft accident attorneys explain your legal rights and options if you are hurt in a crash involving these rideshare drivers.
The driver may be liable if their negligence or recklessness caused the accident. This can include situations where the driver was speeding, distracted, or violated traffic laws.
Lyft drivers must carry their auto insurance on vehicles used to transport passengers.
The Texas Department of Insurance requires all vehicle owners throughout the state to carry a minimum amount of liability coverage that includes:
If the Lyft driver is not using the Lyft app (offline), any accidents are typically the driver’s responsibility, covered by their insurance.
There are multiple periods when Lyft’s contingent liability insurance becomes a factor in crashes when their driver is liable for the accident.
They include:
When the Lyft app is on, but the driver has not yet accepted a ride, Lyft provides contingent liability coverage. This coverage becomes secondary to the driver’s insurance and provides additional protection up to certain limits.
Once the Lyft driver accepts a ride and is en route to pick up the passenger, Lyft provides primary liability coverage. This coverage is the primary source of protection for bodily injury and property damage caused by the Lyft driver.
Once the Lyft driver has accepted a ride and is transporting a passenger, Lyft’s primary liability insurance comes into play. This insurance covers bodily injury and property damage caused by the Lyft driver, and it is the primary source of coverage during this period.
Lyft also provides uninsured/underinsured motorist coverage, which can be useful if the at-fault party in the accident lacks insurance or has insufficient coverage.
If the accident is caused by another driver not affiliated with Lyft, that driver’s insurance would typically be responsible for covering damages. In such cases, the injured parties may pursue a claim against the at-fault driver’s insurance.
It’s important to note that liability can be complex in Lyft accidents, and multiple insurance policies may be involved.
If you are involved in an accident with a Lyft vehicle, consider taking the following steps:
The specific accident details will significantly determine liability and the applicable insurance coverage. We can help you sort through the confusion to puruse the best outcome.
Contact our dedicated San Antonio personal injury attorneys at the Hollingsworth Law Firm today by calling 713-637-4560 or contact us online for a free case evaluation.
Our skilled bilingual personal injury lawyers and support staff represent clients throughout Texas on a contingency basis, so you never pay any legal fees unless we win your case.
If you are ready to fight for the compensation you deserve, so are we. Let us take the lead.
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