Were You Injured In A Rideshare Accident in San Antonio, TX?
Our Bexar County personal injury attorneys understand that more rideshare companies exist in Texas than just Lyft and Uber. This means there is more than one insurance policy limit associated with each type of ride-for-hire corporation.
Here, we discuss the differences and which policies may be liable for our clients’ financial compensation needs.
More Texas Rideshare Companies Means More Liability Options
In Texas, our car accident lawyers in San Antonio see rideshare companies come and go from the transportation landscape. However, several mainstays have committed themselves to the industry and our communities.
In addition, in San Antonio and throughout Texas, taxis, limousines, and shuttles transport hundreds of thousands of residents and visitors yearly. Determining who and when the corporation is liable for your crash and injuries requires investigating each detail of its unique circumstances.
Different Texas Rideshare Companies Carry Different Insurance Policies
If you are injured in a rideshare accident with Uber, Lyft, Blacklane, or another company, there are different levels of liability.
- App On, No Passenger
When the rideshare driver has their app on but has not yet accepted a ride request, rideshare companies provide contingent liability coverage. This coverage becomes secondary to the driver’s personal insurance and provides additional protection up to certain limits.
- En Route to Pickup
Once the driver accepts a ride and is en route to pick up the passenger, the rideshare company’s primary liability coverage, which covers bodily injury and property damage caused by the driver, may be liable for your damages.
- Passenger(s) in the Vehicle
When the rideshare driver has a passenger in the vehicle, rideshare companies provide their highest liability coverage, covering bodily injury and property damage caused by the rideshare driver.
If you were hurt in a rideshare accident in San Antonio, our skilled Texas personal injury lawyers can help you understand the details of the crash, including which insurance policy is liable for your financial recovery, starting with a free consultation.
At Hollingsworth Law Firm, Our San Antonio Personal Injury Attorney Also Focuses on the Following Practice Areas:
- Airplane Accidents
- Auto Accidents
- Catastrophic Injuries
- Industrial Accidents
- Lyft Accident
- Maritime / Offshore Accidents
- Medical Malpractice
- Motorcycle Accidents
- Oil Rig Explosions
- Pedestrian Accidents
- Plant / Refinery Accidents
- Product Liability Accidents
- Slip, Trip & Fall Incidents
- Truck Accidents
- Uber Accident
- Wrongful Death
What If I Am Hurt in a Taxi, Limousine, or Shuttle Accident in San Antonio, Texas?
Liability for a Texas car accident caused by a taxi, limousine, or shuttle driver can depend on various factors, including the circumstances of the accident, the driver’s actions, and the specific insurance policies in place.
- Taxi, Limousine, or Shuttle Driver’s Liability
If the accident is caused by the negligence or reckless behavior of the taxi, limousine, or shuttle driver, the driver may be liable for the damages. Examples of negligent behavior could include distracted driving, speeding, or failure to obey traffic laws.
- Taxi, Limousine, or Shuttle Employer Liability
In many cases, the company or entity that owns the taxi, limousine, or shuttle service may also be held liable for the actions of their drivers. This is often based on the legal principle of vicarious liability, where an employer can be responsible for its employees’ actions within the scope of their employment.
- Taxi, Limousine, or Shuttle Insurance Coverage
The insurance coverage carried by the taxi, limousine, or shuttle company plays a crucial role in determining liability and compensating victims. These companies are typically required to carry commercial insurance policies that cover bodily injury and property damage.
Texas law requires commercial vehicles, including taxis, limousines, and shuttles, to carry minimum liability insurance. This insurance is intended to cover injuries and property damage caused by the driver’s negligence.
For passenger vehicles:
- 16-26 people: $500,000
- 27 or more people: $5 million
Finally, if the accident is caused by another driver not affiliated with the rideshare platform, a taxi, limousine, or shuttle driver, the driver’s insurance would typically be responsible for covering damages. The injured parties may claim against the at-fault driver’s insurance in such cases.
Have You Been Injured in a Rideshare Accident in San Antonio, Texas?
If you have been injured in a crash caused by a rideshare, taxi, limousine, or shuttle driver — or a third party while riding in one of these vehicles — in Texas, contact our dedicated San Antonio personal injury lawyers at the Hollingsworth Law Firm today by calling 713-637-4560 or contact us online for a free case evaluation.
Our skilled bilingual personal injury lawyers and support staff represent clients throughout Texas on a contingency basis, so you never pay any legal fees unless we win your case.
If you are ready to fight for the compensation you deserve, so are we. Let us take the lead.