In Need of a Rideshare Accident Lawyer?
At the Hollingsworth Law Firm, our Houston personal injury attorneys know that car accidents can happen anywhere in Texas and may involve multiple types of motorists, including motorcycles, trucks, and rideshare drivers. Unfortunately, they happen a lot. According to the Texas Department of Transportation, there is one reportable crash every 57 seconds throughout the state.
If you have been involved in a traffic crash, determining liability is a complex undertaking. Whether the collision appeared straightforward — including when a driver ran a red light and crashed into another vehicle — the at-fault party’s insurance company may dispute the claim anyway. This is standard protocol. Insurance companies want to pay as little or nothing at all, even when they know their policyholder caused the crash.
This is why we are here. Insurance companies work tirelessly to preserve their bottom lines, leaving accident and injury victims struggling to get the compensation they deserve.
When these crashes involve rideshare drivers, the disputes often come from more than the insurance companies. Depending on the circumstances, the corporations may shoulder some of the liability. This is when the real fight begins. With a team of lawyers on staff, rideshare companies like Uber, Lyft, Blacklane, and Alto can be intimidating to negotiate with.
We can help.
Who is Liable for Rideshare Accidents and Injuries in Texas?
Like all Texas vehicle collisions, it is crucial to determine who was at fault for a crash before we can pursue any insurance coverage for our client’s financial recovery needs. This could include the rideshare driver, another third party, or multiple motorists.
Next, whether the motorist was distracted, impaired, speeding, or otherwise negligent, we must prove that was true at the time of the crash and that this behavior led to the crash.
Finally, we must determine where our clients fit into the crash. Circumstances differ based on whether you were a rideshare passenger or the driver (or passenger) of another vehicle that a rideshare driver hit.
Once we determine liability, we can build a compelling case to pursue damages from the at-fault driver’s insurance coverage.
If you were injured in an accident caused by a rideshare driver who is not “on the clock,” meaning not engaged in the app and has yet to accept a ride request, you are basically involved in a crash with another Texas driver.
While not actively working, rideshare drivers’ personal insurance coverage would be liable for your damages, just as any other Texas driver would be.
The minimum limits of liability insurance required under Texas law for all motorists are:
- $30,000 of coverage for injuries per person.
- $60,000 per accident.
- $25,000 of coverage for property damage.
Many Texas motorists carry additional insurance coverage that may be pursued for damages up to their personal policy limits.
Things change significantly if we pursue the rideshare company’s insurance policy.
If the rideshare driver accepts a ride request but does not have a passenger in their vehicle, the company’s limited liability insurance may be pursued for the damages. The policy limits for each company may differ, but they are significantly more than a driver’s personal insurance.
The coverage increases significantly once the rideshare driver has a passenger onboard. Uber and Lyft have a $1 million liability policy limit for these circumstances. Rideshare companies like Blacklane and Alto do not disclose their insurance policy limits to the public.
Pursuing the liable party can become a complex undertaking without a skilled Texas rideshare collision attorney if the rideshare driver is at fault. Uber, Lyft, and other rideshare services will enlist their in-house legal counsel and insurance representatives to fight your claim. We can help.
Rideshare Accident Statistics in Houston, TX
Rideshare accidents in Houston have been a growing concern, with notable injury statistics. In 2021, there were 312 fatal crashes and over 6,900 injuries in the Houston area. While exact rideshare data is limited, studies suggest ridesharing services like Uber and Lyft have contributed to a 2-3% increase in fatal crash rates in cities like Houston.
Nationwide, Uber reported 101 fatalities in 91 fatal crashes in 2021, with 58% of victims being third-party drivers or passengers. In Houston, common injuries from rideshare accidents include whiplash, head and neck trauma, and broken bones. Impaired driving and speeding are frequently involved in these accidents, and the introduction of rideshare services has contributed to increased crash rates in urban areas.
What Are the Most Common Causes of Rideshare Accidents in Houston, TX?
Like any other auto collision, a rideshare accident can occur for numerous reasons. However, unique factors often contribute to these crashes:
- Driver Fatigue—Many rideshare drivers work long hours or juggle multiple jobs, leading to fatigue and slower reaction times.
- Distracted Driving– Rideshare drivers frequently use navigation apps or check their phones for passenger requests, which can distract them while driving.
- Speeding and Reckless Driving—Some drivers rush between rides to maximize earnings, increasing the risk of high-speed collisions.
- Unfamiliar Routes– Drivers unfamiliar with Houston may rely heavily on GPS and make sudden turns or lane changes.
- Weather Conditions and Poor Visibility– Houston’s unpredictable weather can create slick roads and visibility challenges.
When these factors lead to an injury in a Houston rideshare accident, a Houston rideshare accident attorney can investigate the cause and determine who is liable.
What Are the Most Common Injuries from Houston Rideshare Accidents?
The impact of a rideshare accident can range from minor bruises to catastrophic injuries that alter a person’s life forever. Victims may require ongoing medical treatment, rehabilitation, or even permanent disability care.
Some of the most common injuries our rideshare accident lawyers in Houston handle include:
- Traumatic brain injuries (TBI)
- Spinal cord injuries and paralysis
- Fractures and dislocations
- Soft tissue injuries
- Whiplash and neck pain
- Internal bleeding or organ damage
- Psychological trauma, such as PTSD or anxiety
Regardless of the severity, our Houston rideshare accident attorneys ensure that your injuries are properly documented and that all current and future medical costs are factored into your claim.
How Does Rideshare Insurance Coverage Work in Houston, TX?
Understanding how insurance works in these cases is one of the most complicated aspects of a claim. Rideshare insurance coverage depends on the driver’s activity at the time of the crash:
- App Off / Not Logged In: The driver’s personal auto insurance applies. Uber or Lyft provides no coverage.
- App On / Waiting for a Ride Request: Uber and Lyft provide limited liability coverage (usually up to $50,000 per person and $100,000 per accident for injuries).
- En Route to Pick Up or Transporting a Passenger: Both companies offer up to $1 million in liability coverage for injuries and damage.
A skilled rideshare accident attorney in Houston that residents trust can help ensure that the correct policy applies and the insurance company pays the full amount owed.
How Can You Protect Your Rights After a Houston Rideshare Accident?
After a rideshare accident, knowing what to do can make a significant difference in your recovery and the outcome of your claim. Follow these essential steps:
- Call 911 immediately– Always report the accident to law enforcement. A police report provides essential evidence for your claim.
- Seek Medical Care– Even if you feel fine, get checked by a doctor. Some injuries may not appear immediately.
- Gather Evidence– Take photos of the vehicles, accident scene, and visible injuries.
- Collect Driver and Passenger Information– Write down the rideshare driver’s name, license plate, and insurance details.
- Report the Accident to Uber or Lyft– Both companies require prompt reporting through their apps.
- Contact a Houston Rideshare Accident Lawyer– Before talking to insurance adjusters, speak with an attorney who can protect your rights.
At Hollingsworth Law Firm, our Houston rideshare accident lawyers handle all communication with insurance companies and fight to secure maximum compensation for your injuries.
How Much Compensation Is Available After a Rideshare Accident in Houston, TX?
If you were injured in a rideshare collision, you may be entitled to recover compensation for:
- Medical expenses (past, current, and future)
- Lost income and reduced earning capacity
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
An experienced Houston rideshare accident attorney will evaluate your case and calculate the full value of your losses. Insurance companies often try to settle quickly for less than you deserve, so it’s crucial not to accept an early offer without legal advice.
What to Expect During Your Claim Process
Working with an experienced Houston rideshare accident attorney ensures your case progresses efficiently. Here’s what the process typically involves:
- Free Consultation: You’ll discuss your accident, injuries, and available legal options.
- Investigation: Your attorney collects evidence, such as phone records, dashcam footage, and police reports.
- Claim Filing: Your lawyer submits a claim to the appropriate insurance company.
- Negotiation: Settlement discussions begin once liability and damages are established.
- Litigation (if necessary): If the insurer refuses to settle fairly, your lawyer may file a lawsuit to pursue justice in court.
Throughout the process, your rideshare accident lawyer in Houston will ensure you stay informed and understand each step toward recovery.
Why Hire Hollingsworth Law Firm for a Rideshare Accident?
At Hollingsworth Law Firm, our Houston rideshare accident attorneys bring extensive experience handling complex rideshare claims involving corporate and personal insurance providers. We are familiar with Uber and Lyft’s legal tactics and the ways insurers try to minimize payouts.
When you hire us, you can expect:
- Comprehensive Investigation: We gather ride records, app data, and dashcam footage.
- Insurance Negotiation: Our team manages all communication with insurers to prevent delays and denials.
- Medical Coordination: We connect you with medical professionals for proper diagnosis and documentation.
- Aggressive Litigation: Our Houston rideshare accident lawyers are fully prepared to take your case to trial if negotiations fail.
Our focus is simple: helping injured victims recover maximum compensation for their pain, suffering, and financial losses.
At Hollingsworth Law Firm, Our Houston Personal Injury Attorney Also Focuses on the Following Practice Areas:
Contact our Houston Rideshare Accident Lawyers Today
Contact our dedicated Houston rideshare accident lawyers at the Hollingsworth Law Firm today by calling 713-637-4560 or contact us online for a free case evaluation.
Our skilled bilingual personal injury lawyers and support staff represent clients throughout Texas on a contingency basis, so you never pay any legal fees unless we win your case.
If you are ready to fight for the compensation you deserve, so are we. Let us take the lead.
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Frequently Asked Questions for Our Rideshare Accident in Houston, TX
Rideshare claims in Houston involve multiple insurance layers: personal, commercial, and, in some cases, uninsured motorist coverage. The rideshare company may deny responsibility if the driver wasn’t on an active trip. Additionally, these cases often require access to app data, GPS logs, and internal records. We use advanced investigative tools and legal professionals at Hollingsworth Law Firm to build strong claims for all coverage sources.
Absolutely. As a passenger, you can seek compensation for medical bills, lost wages, pain, and emotional distress. Whether the accident was caused by the rideshare driver, another motorist, or a road hazard, our Houston attorneys help identify the at-fault party and pursue maximum damages on your behalf.
In most cases, rideshare companies classify drivers as independent contractors, which limits direct lawsuits against Uber or Lyft. However, you may have grounds for a claim if the company’s negligence, such as poor driver screening or maintenance policies, contributed to the crash. Consult with a Houston rideshare accident attorney to explore all possible legal options.
No. Texas uses a fault-based system. The at-fault driver, rideshare company, or multiple parties may be liable based on evidence. Your claim must prove negligence and liability before a settlement is issued.
If another driver caused the accident, that motorist’s insurance may be responsible for your damages. However, Uber and Lyft’s policies often provide additional protection if the at-fault driver is uninsured or underinsured. An experienced rideshare accident attorney in Houston can help determine the best course of action for pursuing compensation in such cases.
Yes. Rideshare drivers must maintain personal auto insurance that meets Texas minimum requirements, but Uber and Lyft also provide supplemental coverage while drivers are logged into the app. A Houston rideshare accident lawyer can evaluate which insurance policy applies to your situation and file claims accordingly.
Evidence includes police reports, dashcam footage, rideshare app data, witness statements, and medical records. A Houston rideshare accident lawyer will use this evidence to prove negligence and maximize your recovery.
Insurance companies often deny claims citing driver ineligibility, unclear liability, or insufficient evidence. A Houston rideshare accident lawyer can review the denial, gather additional evidence, and file an appeal or lawsuit to ensure you receive fair compensation.
